Bandhan Bank Share Price Target From 2025 to 2030
Bandhan Bank Share Price Target From 2025 to 2030: Bandhan Bank Ltd. is one of the leading Indian banking and financial services companies operating in microfinance, retail lending, and SME finance business. Bandhan Bank commenced its operation as a microfinance company in 2015 and now emerged as a full-fledged commercial bank in unbanked and underbanked areas.
Leadership
The bank is managed by Chandra Shekhar Ghosh, its CEO and Founder, who headed its microfinance network. The top management is of seasoned banking and financial services experts that gives strategic stability and expansion.
Market Position
- Market Capitalization: ₹22,070 crore
- Industry Position: Competitor banks like AU Small Finance Bank, Ujjivan Small Finance Bank, and other private sector banks.
- Number of Branches: Over 1,400 branches in India
- Number of Employees: Over 60,000
Financial Strength: How Good Is It?
Revenue & Profit Patterns
Bandhan Bank faced irregular revenue development over the previous five years due to economic and market challenges. Despite the hardship, the bank was able to remain in profit due to its robust retail banking operation and robust microfinance support.
Debt vs. Equity
- Debt-to-Equity Ratio: Not available but to be updated from time to time.
- Bandhan Bank has also been careful in taking money as loans so that liabilities never surpass its ability to generate revenues.
Earnings Per Share (EPS)
- EPS (TTM): 15.41
- EPS trend indicates that the bank has a steady earning trend, and that is what long-term investors want.
Cash Flow
- The bank also has a satisfactory cash flow, indicating that it can operate operations, expand, and distribute dividends to its shareholders.
Key Financial Reports
- Balance Sheet: Demonstrates a strong asset base.
- Income Statement: Revenues growing at managed costs.
- Cash Flow Statement: Operating cash flows that are positive.
Stock Performance: How Does It Behave?
Recent Stock Trends
- Current Price: ₹135.50
- 52-Week High: ₹222.31
- 52-Week Low: ₹128.16
- Past Year Performance: -27.94%
Volatility & Fair Value
- P/E Ratio: 8.89 (low compared to industry average of 12.82, which can be considered as an indication of undervaluation)
- P/B Ratio: 0.93 (which is a sign that the stock is undervalued below book value)
Key Technical Indicators
- Momentum Score: 36.2 (Neutral)
- RSI (14): 47.1 (balanced, not oversold nor overbought)
- MACD: Bearish indicator (-3.9)
- ADX: 26.5 (Moderate trend strength)
Dividends & Returns: What Investors Get?
- Dividend Yield: 1.09%
- Dividend Stability: The bank enjoys a long dividend payment history, a sign of commitment towards rewarding shareholders.
- Stock Buybacks: No recent large buybacks.
Growth Potential: What’s Next?
Future Prospects
- Expansion Plans: Growth in retail banking business and customers.
- Tech Investments: Internet banking for the youth customer segment.
- Product Launches: New credit and loan products for individuals and small and medium enterprises .
- Market Share Growth: Growth in rural and semi-urban areas.
External Influences: What May Impact the Stock?
Economic & Industry Trends
- Inflation & Interest Rates: May influence the quantum of loan repayments.
- Regulatory Policies: RBI regulatory policies may affect the operations of Bandhan Bank.
- Foreign Investments: FII holding fell from 26.73% to 23.23% in Dec 2024.
Risk Factors: What Can Go Wrong?
- Market Fluctuations: The stock has been highly volatile in the last one year.
- Financial Stability: Bank profitability can be impacted by any increase in bad loans.
- Global Economic Conditions: There can be a possibility of a global slowdown in the economy, impacting sentiment.
Bandhan Bank Share Price Target 2025-2030
| YEAR | SHARE PRICE TARGET (₹) |
| 2025 | ₹230 |
| 2026 | ₹330 |
| 2027 | ₹430 |
| 2028 | ₹530 |
| 2029 | ₹630 |
| 2030 | ₹730 |
Frequently Asked Questions (FAQs)
1. Is Bandhan Bank a good long-term investment idea?
Yes, due to its robust retail banking and microfinance network, it is a long-term idea.
2. Why has the 12-month bandhan bank share price fallen?
The share price fell by 27.94% due to market volatility, falling FII holding, and economic slowdowns.
3. How is bandhan bank valued today relative to industry peers?
Its P/E ratio of 8.89 is below the industry P/E of 12.82, a sign of undervaluation.
4. Does Bandhan Bank give a dividend?
Yes, the bank gives a dividend yield of 1.09%.
5. What are probable risks in investment in Bandhan Bank?
- Volatility in market
- Regulatory announcements
- Rate of decelerating economic growth to return loan
6. Share price of Bandhan Bank in 2025?
Share price per unit of Bandhan Bank in 2025 will be ₹230.
7. Bandhan Bank strategies for growth in the next five years?
Bank will promote digital banking, enhance rural penetration, and launch new products.
8. FII stake holding in Bandhan Bank currently?
FIIs currently hold 23.23% against 26.73%.
9. Bandhan Bank undervalued currently?
With P/B of 0.93 and below industry benchmarked P/E, it is most likely to be undervalued.
10. Bandhan Bank acquired today?
As a long-term investor, Bandhan Bank’s growth and undervaluation prospects are sure to be a shot in the arm.
Bandhan Bank is a growth stock with long-term prospects in retail banking and microfinance. Even though it was let down short term, its long-term prospects are better. Its strategy in finance, stability, and industry ranking need to be studied by investors before investment.
